ELDER LAW & ESTATE PLANNING
Lauren C. Enea, Esq.
Enea, Scanlan & Sirignano, LLP
245 Main Street, White Plains, NY 10601
914.948.1500; www.ESSlawfirm.com
Lauren C. Enea, Esq. is a senior associate attorney at Enea, Scanlan & Sirignano. She concentrates her practice on Wills, Trusts and Estates, Elder Law, Medicaid Planning, Special Needs Planning and Probate/Estate Administration. She believes that it’s never too early or too late to start planning for your future. She enjoys working with individuals to ensure that their plan best suits their needs. Enea, Scanlan & Sirignano, LLP has been selected by Best Lawyers® for inclusion in their 2024 “Best Law Firms” in Elder Law and Trusts & Estates for the New York metropolitan region. Ms. Enea has also been named a Rising Star in the New York Metro edition of Super Lawyers for the third consecutive year in 2023.
SENIOR LAW DAY
Free legal and financial advice for Westchester County seniors and their families. Visit www.seniorlawday.info.
MEDICAID
MEDICAID SOLUTIONS
2127 Crompond Rd., Ste 105, Cortlandt Manor, NY 10567; 914.924.2566; colin@medicaidsolutions.com;
www.MedicaidSolutions.com
Caring for a loved one? Hemorrhaging money? Don’t think you can qualify for Medicaid? You may be missing out on significant savings! Caregivers are often overwhelmed, tired and fearful about meeting ongoing care needs. With my help, remaining comfortably in your own home is actually a very reachable goal. Medicaid may become a very real part of that solution even though you may not think you are eligible. With my assistance, we can protect your assets, reduce your stress and get the long-term care that is needed. All with the support and compassion you need!
MEDICARE RESOURCES
Westchester County Department of Senior Programs and Services
seniorcitizens.westchestergov.com/senior-programs-and-services;
914.813.6100
1.800.Medicare (1.800.633.4227); Medicare.gov
Medicare Rights Center; medicarerights.org; 800.333.4114
WestCOP Benefits Enrollment Center; westcop.org/cap-programs/benefits-enrollment-center; Part of the National Council on Aging (NCOA) network dedicated to helping low-income, Medicare-eligible seniors and persons with disabilities to identify and apply for benefits programs. 914.527.1933 or 914.661.1738 (Spanish)
REVERSE MORTGAGES
ROBERTO NASCIMENTO
Director Reverse Mortgages – NMLS ID: 67811
Sponsored by Arlington Financial; NMLS ID: 5722
35 East Grassy Sprain Rd. STE 300, Yonkers, NY 10710
914.419.3715; Roberto@arlingtonfinancial.com
Homeowners 62 or older can use the proceeds of a Reverse Mortgage to pay off existing mortgages or home equity loans, help with day-to-day living expenses, cover medical costs or credit card debt, make home improvements or just have additional retirement income. A reverse mortgage HECM: Home Equity Conversion Mortgage is FHA-insured and HUD-regulated. You maintain complete ownership of your home and can sell it at any time. Borrowing against only a portion of your home’s worth can improve your quality of life while still allowing you to leave a legacy for your heirs.
SOCIAL SECURITY
SOCIAL SECURITY BENEFITS
www.ssa.gov; 800.772-1213 Hearing Impaired 800.325.0778
SUPPLEMENTAL SECURITY INCOME – SSI; People with limited income aged 65 and older or who are blind or disabled at any age may be entitled to SSI in addition to Social Security benefits. This benefit provides monthly cash benefits to meet food, clothing and shelter needs and automatically qualifies you for Medicaid. The amount of this benefit depends on a number of factors. Call 800.772.1213 between 8am and 7pm, Monday through Friday, to learn more.
