worth noting: discounts

Next time you get that sales circular in the mail from Lord & Taylor, take a closer look. During their holiday sales, they often have a specific day when those 60 and over get an extra 25% off.

If you’re at least 60, take 5% off your bill on Wednesdays at DeCicco Family Markets. This applies to the locations in Ardsley, Armonk, Brewster, Harrison, Larchmont, Millwood, and Pelham. There are also discount days for ages 62 and older at the Scarsdale, Katonah, Jefferson Valley and Cross River stores.

On Wednesdays, ages 55 and older can claim a 15% discount off merchandise at Kohls. Make sure to bring proof of age and understand that the discount cannot be used in conjunction with other coupons, special offers, etc.

For more supermarket savings, check out Fairway Market’s 6% for Sixty, which allows an extra 6% off your entire purchase every Tuesday and Wednesday. Show the cashier ID with your age and take heart in getting “proofed” again.

LIFELONG LEARNING WITH LIRIC

Challenging your mind and expanding your universe is now in its 26th year with LIRIC – Learning in Retirement at Iona College. The mostly volunteer-run organization will be hosting their annual open house on Sunday, September 16, at Spellman Hall on the New Rochelle Iona campus, when you can learn more about the program.

Recent classes included Politics and Poetry, Play-Reading, Queen Victoria Remembered, and Technology: iPad for the Beginner.If you’re not able to attend, you can view their catalog of courses at www.iona.edu/LIRIC or get more information by calling 914.633.2675.

MEDICARE ADVANTAGE PLANS

As open enrollment times rolls around for Medicare (from October 15 to December 7), it’s a good idea to learn which type of plan may be best suited for your needs.

With a Medicare Advantage Plan (MAP), you only have to contract with one insurance company for Medicare Parts A, B and D. Private insurance companies sell MAPs that are approved by Medicare. Every month, Medicare pays the private insurance company a fixed amount, and that company covers your costs, governed by the same standards as Medicare.

With a MAP, the enrollee is no longer covered by Original Medicare and must adhere to the referral and pre-approval requirements set by the MAP. Most MAPs offer extra coverage such as vision, hearing and dental.

Understand your needs and research whether a MAP will provide you with the most appropriate coverage.

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